Yet another new current account that doesn't do a credit check - https://www.monese.com/
No SOs at present, and I didn't see anything about DDs. But at least they do have a VISA debit card (contactless), and they come with "indirect FSCS cover", whatever that may mean. They are not paying any interest.
Operated via Android app; iPhone support expected later. They might
support both, GBP and Euro, so potentially useful for those after a Euro account. Not sure what the conversion rates are.
Currently most bits are free of charge but it looks a Faster Payment costs 50p, and other charges are to be expected down the line.
If you're at least 18 years old and live in the EEA (European Economic Area), you can open an account with us, regardless of your citizenship or financial history. Yes, you read that right. Anyone with an EEA address can apply.
Your Monese account comes with quick and super cheap local and international money transfers, a debit card for your purchases and cash withdrawals, and a mobile app to act as your personal banking branch and help you keep an eye on your finances wherever you are. You can also send money to your friends at Monese with one tap and forever for FREE. All of this will be in your pocket in just a few minutes, because that’s how long it takes to open an account with Monese.
I am not going to apply for this one but if anyone does, it would be useful to hear of your experience.