How can I get a credit report with just a cash builder account?

duckeggpinecone

hi, i've tried to do an online credit report that we can print out and take to citizens advice/ financial advisor, it asks for card details, my husband only has a cash builder account card which he doesnt use (his wages go into my account) are there any other websites or ways we can find out what he owes to who?

we want to gte a clear picture of everything and move forward but we are stuck at the first hurdle!

many thanks

chrisjdw

A credit report is his whole financial history, address history etc. Just because that is the only account he has now does not mean he does not have a credit report.
It'll cost £2 to get his credit score sent to him in an official document

duckeggpinecone

excellent thank you, I have since had an email reply from Experian and we are going to apply via post. I am assuming the £14.99 report will be more accurate and more what we need? thanks in advance for your help.

a single copy of my CreditExpert credit report and score (including my
Experian statutory credit report, Experian Credit Score and report summary) £14.99

a single copy of my Experian statutory credit report under section 7 of the
Data Protection Act 1998 £2

boo_star

duckeggpinecone wrote: »

excellent thank you, I have since had an email reply from Experian and we are going to apply via post. I am assuming the £14.99 report will be more accurate and more what we need? thanks in advance for your help.

a single copy of my CreditExpert credit report and score (including my
Experian statutory credit report, Experian Credit Score and report summary) £14.99

a single copy of my Experian statutory credit report under section 7 of the
Data Protection Act 1998 £2

No, the £14.99 one is a subscription, don't sign up for it. Your statutory report is just as accurate, it just doesn't contain a credit score (useless) or fraud protection (likely useless)

Send for the statutory report and if you have any problem interpreting it (you shouldn't) just ask on here and I'm sure you'll get help with it.

duckeggpinecone

Brilliant, thank you. My husband is filling it out as I type. I'm so happy we are getting the ball rolling! :T