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pay off debts, save an emergency fund & a house deposit in 7 years (part 1)

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  • sugar23
    sugar23 Posts: 91 Forumite
    10 Posts
    going to pop to al$i after school. need a few essentials and gets me and the kids out the house. was going to take them to the park but its too wet. so its a trip to aldi early tea and bath and then a film before bed is the plan tonight.

    will update on spends later on :)
    Debt free before Xmas 17 #69
    Cc 3500 / 200
    Cat 1040 / 40
    Car 2592 / 217
    Total 7132 / 457 + taxcredits 81.14p/ 30
  • You are doing awesome!


    Dxxx
  • sugar23
    sugar23 Posts: 91 Forumite
    10 Posts
    edited 17 January 2022 at 1:22PM
    thanks dolly rocker .. congratulations on becoming debt free !!

    now its just me its easier to keep track of spends etc. which is a good thing.

    we didn't go to al$i last night in the end. but definatley going to have to go today.

    dispite the youngest being poorly this week i have still managed to get some studying in. but being up most of the night since sunday with youngest i'm starting to feel it now.

    i have 6 years of studying (part time) its a long time but i really hope its worth it in the end.

    i want to prove to myself i can do everything i always wanted without him.

    single mum or not i'll make my dreams come true and give my kids the best life i can.

    and that starts right now. i'll be recording all the ups and downs in this diary and hopefully i can look back and see how far i've come.

    a few weeks ago my savings were at £0 i had debt of £1500. lets see where i am 12 months from now .its got to be better than where i was :)
    Debt free before Xmas 17 #69
    Cc 3500 / 200
    Cat 1040 / 40
    Car 2592 / 217
    Total 7132 / 457 + taxcredits 81.14p/ 30
  • sugar23
    sugar23 Posts: 91 Forumite
    10 Posts
    Hi everyone .. been really busy so sorry I haven't updated. I have started keeping a spending diary so hopefully this will help me to see where my money is being spent .. nothing to update on financially. Can't believe we are in December .. 2016 is going to be a good year for me hopefully ��
    Debt free before Xmas 17 #69
    Cc 3500 / 200
    Cat 1040 / 40
    Car 2592 / 217
    Total 7132 / 457 + taxcredits 81.14p/ 30
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hi Sugar it is good to see you posting. Your post sounded v positive so I am hoping you are on track.

    We look forward to reading more posts when you have time. I know Christmas is crazy when there are children in a house lol. :)
    Aiming for a minimal spend 2022
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