How long to wait between multiple bank of Scotland applications for classic vantage?

tg99

Hi,

Have just successfully opened an account online and deposited £5k. Want to open two more given max allowed is three and was wondering for people who have done this before is it best to wait a few days etc between them or can do all on same day one after the other. Not sure if I did the other two today too it may fail the credit check for multiple applications on same day etc?

As an aside, if anyone has the Halifax rewards account that pays £5 a month if deposit £750, can you withdraw that £750 straight away such that effectively you are earning £60 pa without having to keep any money in the account other than to satisfy the two DD?

Thanks

YorkshireBoy

Q1. 1-2 working days would be my suggestion, and what I did a few years ago.

Q2. If the £750 was your salary, would you expect to have to leave it there and not be able to withdraw some/all of it immediately to pay your bills? There's your answer.

AlwaysLearnin

We opened 3 in an evening a few weeks back.

YorkshireBoy

AlwaysLearnin wrote: »

We opened 3 in an evening a few weeks back.

3 each?...or 3 between 2 of you?

G_M

YorkshireBoy wrote: »

3 each?...or 3 between 2 of you?

or 3 between 3 of you?

:rotfl:

AlwaysLearnin

Sorry, 3 sole accounts in the one name. Only said 'we' as our finances are combined

Eco_Miser

tg99 wrote: »

As an aside, if anyone has the Halifax rewards account that pays £5 a month if deposit £750, can you withdraw that £750 straight away such that effectively you are earning £60 pa without having to keep any money in the account other than to satisfy the two DD?

Yes you can, but remember that to get the reward you must keep a positive balance at all times, so make sure you leave enough in to cover the DDs.