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CCJ's

Hi,
I have a CCJ against me, but it was just for an eviction. I do not owe anyone any money. If someone wanted to do a check on me, when will that CCJ be updated on all the systems?

The CCj was was issued on 11th Sept 2015.

Thanks for any advice.

Comments

  • forgotmyname
    forgotmyname Posts: 33,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CCJ for an eviction? Are you sure?

    Did they not claim for rent owed or costs to evict you?

    Did you defend it?

    It will be on your file for 6 years unless you can get it removed.
    Censorship Reigns Supreme in Troll City...

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    Only goes on your credit file if its a money judgement
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • CCJ for an eviction? Are you sure?

    Did they not claim for rent owed or costs to evict you?

    Did you defend it?

    It will be on your file for 6 years unless you can get it removed.

    They have claimed £280 for the court costs, but I have paid all rent up to date.

    I did'nt defend it because I am a private tenant and the landlord simply wants possesion of the property so he can sell it.
  • rizla_king wrote: »
    Only goes on your credit file if its a money judgement

    They are claiming £280 in court costs. Would that be a money judgement? I intend to pay it as soon as I get the documents
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi jaffy


    A money judgment will not be recorded on your credit file if it is paid in full within one month of judgment being entered.


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Hi jaffy


    A money judgment will not be recorded on your credit file if it is paid in full within one month of judgment being entered.


    Dennis
    @natdebtline


    Hi Dennis,

    Thank for your advice.
  • He didnt just want posession though, he also wanted money to cover the costs.

    I maybe wrong but to me thats just the same as you owing money for the rent and getting a CCJ for that instead. Dont forget that future landlors may want to credit check you and see a recent CCJ and think that maybe its because you failed to pay the rent previously?

    You may want to clear that.
    Censorship Reigns Supreme in Troll City...

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