Approved for Less Than I Hoped - Do I apply again?

Round_The_Bend

I would definitely try for another suitable card. Why pay high interest at all, when alternatives are available? The remaining balance is quite low, so I imagine that the additional card will likely cover it, given that your credit rating must be pretty decent, on the basis of the credit limit issued by Fluid.

I would have a look at Barclaycard, who are currently offering three years at 0%. They have their own eligibility checker, which means that it won't leave a mark on your credit file and it will also indicate whether your application is likely to be successful, before you submit the full application. Here is the link:

http://www.barclaycard.co.uk/personal/credit-cards/platinum-balance-transfer

MBNA also have similar options and their own soft search eligibility checker. They don't have a problem with you having more than one card provided by themselves. Here's the link:

https://www.mbna.co.uk/

Good luck and as others have said, just use them for the balance transfer and don't add to the debt.