How do you feel about bank details in email?

talexuser

bowlhead99 wrote: »

Still, many banks take the approach of sending you the details by post and redacting some characters from what they send by email, which gives more cyber-security but takes longer.

This is basically why i asked for opinions, since opening a handful of accounts every year for many years and do not remember full details in an email, perhaps ever... so perhaps ICICI is not as advanced as most other organisations in their attitude to security? Naturally the risk is low, just interested why other organisations do not take this particular risk.

bigfreddiel

Just let the bank know you believe their practice of emailing you your new account details are a security risk and you will not be responsible for your account being hacked.

Cheers fj

bigfreddiel

Santander credit cards have a rather odd way of handling security, on their statements they X out all but the last four digits, except of course the payment slip, which is attached to the statement!

Why?

fj

eskbanker

Hmmmm....

Rollinghome wrote: »

Your remarks about the US sound a tad chavinistic

[...]

backward countries like the USA.

Rollinghome wrote: »

You're not persuaded of what?

I was picking up on your assertion that "every time they're presented, the shop assistant can read [the account details]" which suggests a degree of frequency that I don't recognise, so was (am) unclear how an old clipping from an American newspaper is relevant to the UK retail environment.

Anyway, yes, I'm well aware of what a 'zip-zap' is and how they used to be commonplace but as I say, can't recall the last time I encountered one so certainly wouldn't characterise my typical interactions with shop assistants in this decade as involving them, but your experiences may differ, let's agree to disagree!

Hazzanet

bigfreddiel wrote: »

Santander credit cards have a rather odd way of handling security, on their statements they X out all but the last four digits, except of course the payment slip, which is attached to the statement!

It's funny on the phone when they ask your account number and you respond "XXXX XXXX XXXX 7041".

durhamviper

talexuser wrote: »

This is basically why i asked for opinions, since opening a handful of accounts every year for many years and do not remember full details in an email, perhaps ever... so perhaps ICICI is not as advanced as most other organisations in their attitude to security? Naturally the risk is low, just interested why other organisations do not take this particular risk.

If you're going to criticise ICICI then you must also think Halifax and TSB are not advanced since both sent confirmation emails containing sort code & account number when accounts were opened online

[Deleted User]

A major question in how secure email is, is whether the user has chosen to activate two-factor authentication on their account. On top of that, if they have their email on their mobile, whether the phone has a lock code on it. Same with tablets and computers. No point locking the back door and leaving the front door wide open.

badger09

durhamviper wrote: »

If you're going to criticise ICICI then you must also think Halifax and TSB are not advanced since both sent confirmation emails containing sort code & account number when accounts were opened online

And Lloyds (Lloyds Club)

bigfreddiel

Santander bank statements include balance, account number sort code and your login/ telephone I'd!

fj

talexuser

I would understand the logic of checking your bank details when opening a bank account, but my point was whether opening a savings account with your existing bank account as feeder requires the full details of your bank account to be sent after the initial DD has already worked ok.