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Wednesday 16th September - What small debt free wanabee things will you do today?

2

Comments

  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 16 September 2015 at 12:06PM
    Morning DFW-ers, :wave:

    So, I'm hoping today will be nice and sane and fluffy and that today's strategy will pay off. I'm going to right down my list in a certain order so I don't end up faffing about trying to decide what to do next.


    Nillionaire Month Four:

    * Turned alarm clock off at the wall til tonight.


    * Checked broadband allowance.
    Work out which SIM to use until the allowance refreshes on Friday.

    * Make sure sink is clean and clear at bedtime as the housing association plumber is coming tomorrow to fix the dripping cold tap for free.


    * Bake bread for dinner.

    * Re-started my running routine. Shin has now healed. Find out if there are any cheap races on this month I can enter.

    * Home haircut.

    * Towels and bed linen out on the line.

    * Job-seeking.

    * Hoover mattress.

    * Drink mainly water.

    * Go blackberrying. Ours are ready later up here than down south.


    Have a good evening all.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • MinnieMousesMummy
    MinnieMousesMummy Posts: 1,638 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 September 2015 at 7:52PM
    Good morning everyone, I am still not feeling too well but I am determined to be positive as the sun is out. So far today ds1 has been sent to school armed with a packed lunch.

    My plan for today
    Do 2 loads of washing *done*
    Get a quick shower *done*
    Attend uni *done*
    Check banking *done, DD's have come out that I wasn't expecting so 5p to last till Friday :eek:
    Sort out present for dh, as his birthday is next week
    Check FPL *done*
    Check luckyphone *done*
    Get rid of 50 emails *done*
    Read Martins emails
    Update cv, ready to apply for the type of work that I want
    Look into clicksnap ( I am sure that I downloaded this but never actually used it)
    Look into checkoutsmart (I have not used this for a while)
    All meals from stores *done*
    Swagbucks
    Look for part time work
    Check onepoll
    Complete tree survey that has come in *done*
    Check cl*xsense
    Do daily on JPJ whilst avoiding the temptation to spend
    Look into topping up ds1’s lunch card
    Iron linen that is need for tomorrow *done*
    Persuade dh to sort out his work stuff (he has been off the past 3 months due to illness and he need to let his boss know what’s happening but he is acting like an ostrich)
    Look into setting up bounts, I tried to set the account up a few months back but couldn’t understand it.
    Set up a blog

    I think that is more than enough to keep me busy for today, Hope everyone has a good Wednesday x
  • Good morning everyone, I decided I would join in on this thread as I have realized that I'm going to have to make some sacrifices if I want to get this debt paid off and get on with the rest of my life. So here goes:

    Done:
    - made my own lunch for work
    - signed up for a psychology research study (I work at a university), this involves wearing an activity tracker for a week but will pay £40 plus the possibility of £20 in amazon vouchers for follow up surveys.
    - found a cheaper salon. Decided I could justify my haircut and colour no longer. Found a local salon where I can get a cut and colour for £27 as apposed to the £73 I've been paying in the city centre salon. (I love my stylist so this is a big step in the right direction for me !)

    Still to do:
    - WORKOUT.
    - downgrade my mobile phone contract to a cheaper tarrif.
    - enter some competitions
    - make dinner without buying any added ingredients!
    - sell my fitbit (someone is coming to pick it up today)
    - recycle my ipad (need to order the packaging later)
    - package up some books I'm selling ready to take to the post office tomorrow.
    - apply for some jobs (my contract runs out next week)
    Started DMP with stepchange - Feb 2016 Self Managed - October 2016
    Starting Debt: £25,555 Current Debt: £21,529 (Total debt re-payed: 15.75 %)
  • twiggy86
    twiggy86 Posts: 2,683 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning/afternoon all!

    Ally - I just wanted to say thank you for the cheese voucher offer. I don't do online shopping otherwise I would snap up that last one!

    Today I have/will:-
    * Check banks
    * Load of washing on 30 degree quick wash
    * Do washing up as more economical than OH!
    * Washing hung on airer as rainy today
    * Take lunch to work
    * Check FPL
    * Earn more on OnePoll
    * Message OH and ask to take chicken out of freezer for dinner as forgot
    * Send important email
    * Work out things I want to achieve whilst OH away (i.e. ebay, music magpie)
    * Read Martin's email
    * Pick up present for dad
    * Go for a short run
    * Dinner from stores
    * Help OH pack!
    * Wash hair and let dry naturally

    Think that's everything for today. Hope you all have a good day.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • lego_mum wrote: »
    Morning all, Thanks Bob for the very early start! Hope that you have a good days trade to make up for your rubbish week.
    Dnms, I hope that your dd's visit goes ok for you.
    Dawn, I've never followed a hairy biker recipe, looking to order some recipe books from the library, is there one you'd recommend I try?

    Its a dry looking start so far this morning, lots to do today, so better get on.
    Have a good day all who follow :)

    :starmod: Check banks/update spreadsheet done
    :starmod: Check Fpl
    :starmod: Check luckyphone done
    :starmod: Delete junk from emails
    :starmod: All meals from stores (see if I can cancel planned delivery for tomorrow & make do again!)
    :starmod: Swagbucks - need to do this, not been doing much and both my acc & DH's are a couple of hundred off payout - this is our amaz0n xmas pressie fund
    :starmod: Keep an eye out for surveys - again not done many for days
    :starmod: Hoover carpets
    :starmod: Rm survey done
    :starmod: Check tcb/quidco - put a claim in on tcb yesterday,
    :starmod: Clean & tidy fridge (make sure we don’t waste anything)
    :starmod: Watch catchup tv whilst ironing
    :starmod: Tidy at least one cupboard Shower room cupboard done :) the door will close again :)
    :starmod: Use something out of the food use up box
    :starmod: Check 02 priorities
    :starmod: Gather together items for the cs
    :starmod: Walk at least 7000 steps to get bounts points - claimed a £5 Tesco giftcard last night, this is my first payout so fingers crossed 7210 steps done as at 11.15am :)
    :starmod: Go to the gym for a class (saving £15 that I would have spent on a pt session) Planning on 5 this week class 3/5 done
    :starmod: Print off free pizza voucher done
    :starmod: Fill water bottle at the gym done
    :starmod: Shower/dry hair at the gym, save my water & electricity! done
    :starmod: Sew up a hole in the top of my gym bag with left over cross stitch threads done
    :starmod: Walk the boys to & from the bus stop done
    :starmod: Check off tesc0 CC- done

    :starmod: Possibly pick more blackberries whilst waiting for the kids at karate
    :starmod: Shred dh's cv's that he's updated

    And that's just for starters!! I have to go up to the school this afternoon for an open parents evening which will take a couple of hours so must crack on!:rotfl:










    Hi,


    I was just wondering what site/app/whatever you are using to earn vouchers for walking? I walk a lot so that could work well for me!
    Thanks,
  • Snorkypants , the app I use is called Bounts, https://www.bounts.it/registration/
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    Lego Mum: I've sent you a private message.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • xxxJOJOxxx
    xxxJOJOxxx Posts: 108 Forumite
    Debt-free and Proud!
    edited 16 September 2015 at 9:30PM
    Good Afternoon All

    Been missing for around a week. Had a break from the dfw life. Some new clothes for me and the girls and a few treats. Time to get back on it now though. been a nice week but to go on holidays and do the bigger things I would like means keeping a eye on the smaller things.



    I have priced up holiday options for February. Around £800 self catering £1200 all inclusive in a really nice hotel. Unsure which to do. So for now the aim is to just save save save!


    I have a planned evening out tomorrow, just to watch some local bands. Don't want to spend a lot of money so will call round see if I can get lifts or anything, taxis cost to much! Stick to he half of larger's as well.

    Daily Dfw's & Pure Money

    Check Banking ~tick~
    Transfer untied money into separate account ~tick~
    Check Free Postcode Lottery ~tick~

    All Things Old School
    Fill old coke bottle with Juice so don't buy a drink whilst out ~tick~
    All meals from store ~tick~
    Quick weed in veg patch ~tick~
    Prep packed Lunches for tomorrow ~tick~
    All clothes prepped for tomorrow
    Lights/switches off when not in use ~tick~
    Cut up junk mail for lists and dd2 to scribble on ~tick~

    Home & Decluttering
    Quick Tidy up
    Sort out little ones craft bookcase ~tick~

    Leisure & Entertainment
    Take dd2 to free playgroup with free snack ~tick~
    Park on way home from school run ~tick~
    Arts & Crafts for little ones this evening ~tick~

    Extra Money Opportunities'
    One Poll ~tick~
    5p Roadkill :-D ~tick~

    That's it for a start, hopefully can add more later
    Debt Free Since 05/09/2015
    Breath out the past, breath in the future Big Dreams Start Small
  • Hi all

    Just checking in quickly. I have been trying really hard to be more organised with meals and using my slow cooker and this is working out really well. I am quite pleased with myself!

    2 loads of washing dried outside. Have checked my finances and its all on track so far.

    Welcome bsclp. I have recently done exactly the same thing with the hairdresser and I was really nervous about it. My new salon charges £20 less and she made a really good job. I was so pleased!

    Right, got to run, gym class tonight, my one indulgence.
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Evening Everyone

    Well today was excellent trade wise. What a turn around. We had a Mums and babies group in the morning, & everyone was merrily ordering bacon rolls & coffee. The trade was fairly steady all day, so no mad rushes to cope with or boring bits. Have paid the landlord the remaining £50, made sure my business card is paid also, & now I feel a little more relaxed.

    Determined - Hope the meeting with your daughter goes well.
    Dawn - You werent tempted to kiss it then & see if it turned into a handsome young suitor? Lol :)
    Ziggy - Garage rental/renting out a car parking space is great business if you can get it. Are you near a train station or anything?
    CCL - Hope OH had a better night? Will pop over to your diary for a read in a bit...
    Lego Mum - Thank you, Im sure all the positive thoughts from people on here cant hinder things :) Am a great believer in mind power. I have thought of a few people lately and suddenly heard from them, is that weird or am I not the only one? Glad you had a fine start, today has been very wet a Londres.
    Ally - Hope you had a good day. Is there any news on when you are back to work? I thought you'd had an offer recently.
    MMM - Sorry to hear OH has been off so long. That must be a worry for your household? Hope you are feeling better soon too.
    BSCLP - Nice to meet you as it were.
    Twiggy - How is your car now? All sorted?
    Jojo -You deserved a break post DFD. Good luck saving for your holiday now.

    Yorkshire - Hope your sons hospital appointment went ok.

    As its our wedding anniversary Im cooking a lovely thai green curry tonight, with prawns. Have got some lovely spicy crackers & chilli dip, and egg noodles to go with it. Really looking forward to tucking in to warm up as son and I got soaked to the skin on the school run cycle tonight. Off for a hot bath in a moment too!

    Night all

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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