Cahoot Current Account?

Tae_Lia_2

Can anybody here give me experiences on how good/bad Cahoot is for current accounts?
I have applied for my first current account after being rejected by Smile. I have only ever had a savings account with Abby, never applied for credit cards or got a loan, so I know my credit rating is only fair.
Also hoping to apply for a credit card soon to help build my rating as I have hopes to get a mortgage next year. Anyone got any advice for little naive me?
Thanx for reading

book12

Since it's you are applying for your very first current account, and got declined, you will need to start off with a basic bank account. These are accounts without cheques and overdrafs, and some offer debit cards I assume you want a debit card. If so, try Halifax, Co-operative Bank, Natwest, Clydesdale, or Yorkshire Bank. The first two banks offer a Visa Electron debit card. Natwest offers Solo, and the last two offer Maestro.

As for the credit card, apply for high interst ones such as Aqua card, Abacus, Barclaycard Initial. These are good cards for people like you who have little/poor/building up/no credit history.

Cahoot is good, as the interest rates for the current account is the highest among the other internet banks.

PS - one of my friends applied for his very first current account, and has no credit history, and got accepted. I guess it depends on different banks, as they have different criteria. It would help if you are employed.