having a fraud issue! (i think?) PLease read

hotwinter

I'll keep it brief and in key points. it might get confusing as im terrible at explaining things

went to buy car on finance.

all the creditors didnt say no but said they needed more info.

two rang me asking for my current and last address.

garage got back to me to say there is a problem but santander will give me the loan on a high rate. because im high risk (im not)

the other garage i was looking at cars at, called and said they issue is with my address and they will get back to me.

they called back and told me that the creditor says im using the incorrect address, they will happy give me the loan if i give the address i have recently been applying for credit from. which to me sounds like fraud, as i havent been applying for credit

i just joined clearscore but doesnt show me anything but the application from the garages



should i get a more detailed report from experian or equifax?

Westminster

Simple but very obvious answer - YES!

hotwinter

that is what i thought, i will get it done

hotwinter

what is the point in having a 30 day trail and paying to see a credit report then making me wait till i receive a letter to even look at it!

thats not 30 days is it. what a !!!! take

forgotmyname

The point is to stop a stranger getting access to your report maybe?

If i could just signup online and answer a few basic questions about family and friends and get their credit report i think there will be some unhappy people around.

hotwinter

i know, but it doesnt stop me being annoyed!

i thought i was going to at least be able to see it

tomba_2

BE CAREFUL!
Don't use Experian (CreditExpert).... try another report company. I was the victim of a fraud generated BY CreditExpert (Experian)...possibly an employee there. All my details were given out/used and I only found out when I got a bill from them.
Use someone else...some offer a free or, through TopCashBack, almost free.
Good Luck!