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Landlords insurance recommendations please!

Hi - I will be letting my flat for up to 12months, and so becoming a Landlord for the first time.

I need some advice / recommendations for Landlords insurance, if you can help!

I will not have any other contents insurance in the UK (as I will be living abroad) so cannot link this to an existing Contents or other home type insurance policy. My buildings insurance is managed separately.

A few facts - in case they help.
  • My fixtures, fittings, decor, kitchen goods and furniture I am leaving behind total about £15k to replace as-new
  • I have looked at DirectLine so far they seem ok, but will explore further with a phone call in the next few days
  • Being specific, I additionally want to take out cover for Accidental Damage, Malicious Damage, Home Emergency (flooding, gas leak etc etc ), Dispute with tenants, Rental income cover in case the propery becomes inhabitable due to a 'home emergency'. Based on my research to date, all / most of these seem widely available as 'add-on' options so that's good

Can anyone recommend any Landlords insurance providers that you have had good experiences with?

Really appreciate any help!

(Also posted in House selling and renting)

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