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Mortgage Declined with Kensington - Strange reason
mortgage202
Posts: 16 Forumite
Hi, My mortgage today was declined by Kensington saying "We are unable to progress with this application because we saw different information held by other lender against me?"????
My broker has recommended to order Hunter report, what is this?
Any ideas?
Many Thanks!
My broker has recommended to order Hunter report, what is this?
Any ideas?
Many Thanks!
0
Comments
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I assume you have looked at your equifax credit report(s)?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Yes I have, there is no issue with that report. The reason for decline with kensington seems another broker has provided different information.0
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Any ideas, whats the best approach in this situation? I am going to order a copy of N Hunter.
Anything else that I can do?0 -
Did the previous broker provide you a copy of the application to check ?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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No, I wasn't provided a copy.0
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Ask for one (formal complaint if they don't provide it) - then compare it with current one.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Thanks for the replies! Shall I also order a copy (SAR) of National Hunter?0
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It seems like a mistake (or several) by the mortgage broker. Last year when I was applying for a mortgage I got the initial AIP from L&C who took all my details over the phone. When they sent me a copy a couple of days later I found quite a few bits of information were wrong including the spelling of my name. Needless to say I never applied for a mortgage with them and went with a the high street broker. I would check the information provided by your mortgage broker to start with.Marriage is hard. Divorce is hard. Choose your hard.
Obesity is hard. Being fit is hard. Choose your hard.
Being in debt is hard. Being financially disciplined is hard. Choose your hard.
Communication is hard. Not communicating is hard. Choose your hard.
Life will never be easy. It will always be hard. But you can choose your hard.0 -
Just wanted to update this thread. I have just received my N Hunter report, and everything is marked as "CLEAR" and there is no inconsistency at all!!! I am shocked why was I declined in the first place for inconsistency?? My broker is not answering the phone.0
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