Are there any bank / savings accounts these days that DONT have Internet access?

agrinnall

Archi_Bald wrote: »

Passbook accounts will naturally become museum pieces over the next decade or two.

Rather like the people who insist on using them... (ducks to avoid incoming missiles )

polymaff

Archi_Bald wrote: »

Some building societies still insist on passbooks for some of their accounts. KRBS, Leeds, Newbury, and even Nationwide do them. Passbook accounts will naturally become museum pieces over the next decade or two.

What am I bid for a pristine set of passbooks from the notorious and long-defunct Cheshunt Building Society?

Gers

Paul_1977 wrote: »

Saying that, local branches around here have ques out of the door at lunch time.

The local branches round here are closed for lunch 12 - 1.30p.m.


In the days of Derbyshire and Dunfermline BS, before Nationwide rebranding, I had regular saver accounts with both which had books. My mum has a Nationwide ISA with a book but she's had it a few years now.

colsten

Nationwide forced a passbook for their Flexclusive ISA on me just a couple of months ago, even though the account can be managed online and despite me saying I don't need a passbook. Such a waste of paper and money.

alanq

Is it that you want to avoid the internet or that you want a passbook? A number of accounts can / must be used in branches or at ATMs and come with plastic cards not passbooks.

money.co.uk used to have search facility for account with various attributes including whether they had passbooks. Looking today I can no longer see that facility. Does anyone know of another site that offers such a feature?

My Nationwide Loyalty Saver comes with a passbook but can be operated online. I use it almost exclusively online so when I do use it in branch half the passbook is overwritten with online transactions.

GaleSF63

I have a passbook for a Nationwide account and one for a Yorkshire Building Society account.

They are both low interest accounts though - the Yorkshire one has had £10 in it for ages. I opened it purely to have somewhere local I could pay cheques in, and then I transfer the money online.

Both accounts are online as well. Consequently the Nationwide book - as there is no local branch since they closed the agencies - is years out of date.

bengal-stripe

POPPYOSCAR wrote: »

Saffron BS still use pass books but interest rates are not good,

Pass book accounts always pay a miserly interest rate, as a pass book is probably the most labour intensive and so the most expensive way to manage an account.

No_6

Why would anyone want a pass book or no internet use with their bank ?
when they post on a internet forum !
Mind boggles or something like it, I'm just as sad, for posting a reply


6

Caladan

Paul_1977 wrote: »

I am not a particular fan of online banking, I prefer to do everything in person, but even the bank staff get the hump if you request things that can be done online now, every time they remind me you can do this online banking service, or using a machine.

Makes sense for the bank - If a staff member does the transaction and cocks it up it's the banks fault, if you do it yourself and !!!! it up, it's yours

To OP though - You can still get accounts with a book (albeit not necessarily the old fashioned notepad size ones) and simply not use a card or register for on-line...in which case, why does it matter if they aren't specifically pass only?

agrinnall

bengal-stripe wrote: »

Pass book accounts always pay a miserly interest rate, as a pass book is probably the most labour intensive and so the most expensive way to manage an account.

"It ain't necessarily so". Apologies for only ever mentioning The Coventry, but it's the only one that I have any current knowledge of passbook accounts, but they pay reasonable (in the current climate) rates on some of them. You won't match the best online accounts, but they can pay between 1% and 2% which is a lot better than manyt accounts offer.