Declare All Cash Going into Account/JSA?

pennypincher3562

Hi

A close relatively has kindly agreed a long term loan to me, in order to pay of a credit card debt (very good of them.)

I am currently on JSA, do I have to declare all cash going into my current account, even if it will only be there for one day?

Thanks
PennyPincher3562

sammyjammy

Just get them to pay it direct to the company.

rogerblack

sammyjammy wrote: »

Just get them to pay it direct to the company.

To amplify - this is because yes, there is a real in principle risk if this is found that it will be held that the loan is your capital, which you chose to give away.
Either making this a formal legal loan (which is probably not possible) which demands immediate repayment if not used to pay off the given debt, or the dramatically simpler step of the person paying the CC company directly would avoid any way the DWP could argue that this was ever your money, and needed reported, and because you gave it away they're treating you as if you still have it.

pennypincher3562

Ok, thanks for the answers. I will just get the relative to pay it direct as SammyJammy suggested.

Out of interest how does the Benefits Office monitor every payment into your account?

Thanks
PennyPincher3562

[Deleted User]

for one from time to time they will ask to see your bank statements,and if they ever investigate you they will look at bank accounts

Housing_Benefit_Officer

pennypincher3562 wrote: »

Ok, thanks for the answers. I will just get the relative to pay it direct as SammyJammy suggested.

Out of interest how does the Benefits Office monitor every payment into your account?

Thanks
PennyPincher3562

Google Data Matching - your bank accounts will be cross referenced while you claim for any payments etc. It may be weeks months or even years but any payments will be picked up eventually.

http://www.dailymail.co.uk/news/article-1327623/Ministers-demand-earnings-figures-crackdown-welfare-fraud.html

Charitable or Voluntary gifts of money are disregarded as income.

rogerblack

Housing_Benefit_Officer wrote: »

Google Data Matching - your bank accounts will be cross referenced while you claim for any payments etc. It may be weeks months or even years but any payments will be picked up eventually.

In some ways, it's worse if it takes years.
In many cases, there is evidence at the time that the entitlement to benefit may not have been a significant reason for the decision.
But - years later, when all the paperwork has been thrown away, ...