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A couple one pensioner and one not

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Comments

  • Londonsu
    Londonsu Posts: 1,391 Forumite
    red_devil wrote: »
    If a couple live together one receiving a state pension, the other not receiving a pension because they are younger what happens, if the younger one dosent work?

    Is there a joint pension even if one is younger hope that makes sense?

    Not enough contributions to claim jsa?;)

    In other words the couple are not expected to live off one pension?


    Why cant you work, I am in the same situation myself hubby gets a pension I don't get mine for 6 years, so I have to work.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    red_devil wrote: »
    the state pension rate about £125 I think.

    Yes looking for work.

    I know the basic SRP rate but some people get more and some get less.
  • red_devil wrote: »
    they can but I wasn't sure if both had to be pensionable age?

    when i reached pension age 65 , my wife was out of work & aged 63 , my pension kept us both.
    When she reched pension age she had very little pension because she had not enough stamps for a standard pension,
    so i claimed for her as i was keeping her & she recieves a better pension of her own all be it , its not great one.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    The younger member of the couple can (if not eligible for a single claim of contributions based) claim income based job seekers allowance as a couple claim and the income of the pension will be taken off the joint claim until there is nothing left....but keep on claiming as they will get national insurance credits which are very valuable when claiming a pension later on. Either that or go and get a job earning enough to be credited with national insurance contributions.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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