We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Interest paying current accounts

I want to open a few of these, as some ISAs are due to mature soon. However, I have no credit history, as I have never borrowed, except for a mortgage paid up long ago.


Are there any of the providers, known to refuse because of this ? I have never been in debt.

Comments

  • polymaff
    polymaff Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    teddysmum wrote: »
    I want to open a few of these, as some ISAs are due to mature soon. However, I have no credit history, as I have never borrowed, except for a mortgage paid up long ago.

    Same here, plus a credit card. Only been refused by the Co-op
  • pete-20-11
    pete-20-11 Posts: 1,515 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    If you open the accounts without an overdraft, hopefully no issues.
    PPI success. Banding success. Double Dip PCN cancelled! South facing solar (Midlands) and battery. Savings Session supporter (is it worth it now!?)
  • hxm
    hxm Posts: 279 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I have no credit history either and just applied for Santander 123, no problems there. I didn't request overdraft facility
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.