Survey

Davesnave

missbiggles1 wrote: »

We bought a property with a flying freehold some years ago and had no problem with either the original mortgage or subsequent remortgage - neither did our buyers. They're very common in many parts of the country.

Usually, they are where the entrance to the back garden/door is through the building, though often the party wall is right above the middle of the passageway.

My daughter has this. Not a mortgage issue at all. In fact it's great, because she's effectively detached from the neighbours in her downstairs reception rooms.

Can't benefit from their heating either, mind!

missbiggles1

Davesnave wrote: »

Usually, they are where the entrance to the back garden/door is through the building, though often the party wall is right above the middle of the passageway.

My daughter has this. Not a mortgage issue at all. In fact it's great, because she's effectively detached from the neighbours in her downstairs reception rooms.

Can't benefit from their heating either, mind!

Ours was far more complicatred than that. It ws a 17th century inn that had been divided into 2 houses, rather along the lines of a 3D jigsaw with 1 of next door's bedrooms over 1 of our living rooms and lots of general overlap.

Still no problem with any of the mortgages.

seven-day-weekend

Just to add, it is only a metre-wide strip of the bedrooms that goes over our entry, not the whole of the bedrooms. It's the width of our passage by about 25ft long.

Here's what it looks like from the front:

http://www.rightmove.co.uk/property-for-sale/property-53023820.html

Scroll down for the floor plan.

seven-day-weekend

Survey happened (valuation only). The surveyor asked about the access for maintenance. My husband said that in the four decades we had lived there and the three decades the neighbours had, it had never been a problem. If the back of their kitchen wall (which is the boundary between the houses) needed painting, we did it.

He made a note of that and said that might not apply if new people moved in (which I know it might not).

Hope it is not a problem....

Still I don't think it will devalue the house to the point where the buyers can't get their mortgage. I hope not anyway.

sheraz_aries

Hi, We just got our mortgage offer accepted. We are FTB and have no experience/knowledge whatsoever about surveys and things to look at. In your all knowledge what certificates and things I should ask their solicitor to provide to avoid future surprises regarding maintenance.
Thanks!!!

ancientofdays

Well that sounds relatively positive. Not long to wait now, I hope

Deep_In_Debt

sheraz_aries wrote: »

Hi, We just got our mortgage offer accepted. We are FTB and have no experience/knowledge whatsoever about surveys and things to look at. In your all knowledge what certificates and things I should ask their solicitor to provide to avoid future surprises regarding maintenance.
Thanks!!!

Hi Sheraz and welcome.

I can't help with your query but I would suggest you start a new thread with your question and you will probably get more responses.