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New Diary, New Start-mortgage be gone

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I rang the bank and have updated the challenge. :)
    Washing hung out
    Washing machine on again
    Been for a walk in the lovely sunshine. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    272-300 items recycled
    300-310 items sold
    311 chipped dish gone in bin
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    tattycath wrote: »
    I need to set targets for April.
    For a start I will have a more realistic target for the bay! :o

    To sell £200 worth of my [STRIKE]crap[/STRIKE] no longer, much treasured items. :D - I haven't managed £200 worth this month but I have managed nearly £150 and there are still a couple of days left!

    Get rid of 100 items to charity-I managed 5 bags worth this month :j
    - well over 100 items. :T
    ive managed to get rid of over 300 items-some to charity, some to recycle.
    To achieve target with Christmas saver card
    we appear to be going in the wrong direction this month with the savercard, optomistic I can turn this around next month
    Add to emergency fund
    emergency fund isn't growing this month either, been busy trying to over pay on mortgage
    Konmarie my clothes-again
    still got clothes to sort again
    Pay more off mortgage
    this has proved to be successful this month, I'm hopeful I'm still in the green on the challenge when the spreadsheet thing comes out.
    Cull CDs
    CDs have been culled
    I think that's enough to be going on with. :)
    It's a bit of a mixed bag this month. I know there is still another week to go and I shall endeavour to catch up with some of the targets I'm falling behind on. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Been wide awake since 6.15 today.
    So far:
    Made bolognaise
    Emptied and refilled DW
    WM on & washing ready to hang out
    Been for a walk
    Recycling done.
    Managed to spend 20 quid
    Found 2p :rotfl:
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I checked the MFI3-4 last night.
    Delighted to see I'm in the green-just! :j
    Now I've just got to keep it up for the next 3 years...bearing in mind it's a marathon, not a sprint. :)
    Ideally I would like to have a comfortable cushion with the challenge, so that I'm in a position where I'm comfortably in the green, so the pressure is eased later on in the challenge. :)
    Right, off to find something (that isn't nailed down) to sell! :rotfl:
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    312-318 bags of clothes to recycle.
    319-321 bags of clothes to charity
    322-328 cardboard and plastics to recycle

    Way under target for getting some money in this month. Must try harder in May.
    Pleased I managed to hit mortgage payments target this month. :)
    Managed to sort my clothes out. :)
    Need on concentrate on getting expenses down and savings and overpayments up.
    Will be setting targets for may soon.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Targets for may:
    Get rid of 100 items
    Make £200 from getting rid of stuff and making savings etc
    Kon Mari more stuff
    Start sorting loft
    Sort lounge
    Sort bedroom
    Add £300 to savings
    Pay £1000 off mortgage
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Made a few sales already this month. £25/£200 in the kitty so far. :)
    Got rid of 23 items - some of them sales the rest to a friend.
    Off bargain hunting later. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Targets for may:
    Get rid of 100 items
    Make £200 from getting rid of stuff and making savings etc
    Kon Mari more stuff
    Start sorting loft
    Sort lounge
    Sort bedroom
    Add £300 to savings
    Pay £1000 off mortgage


    This could be my list :D except for the last item :( no way that's happening unless I sell all my items on the bay - all at once :rotfl:and then some.

    How do you manage to sell so much - either I have crap or price is too high :(

    Any tips on how to list quickly? and how did you get on with your bargain hunting - love a bargain.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    This could be my list :D except for the last item :( no way that's happening unless I sell all my items on the bay - all at once :rotfl:and then some.

    How do you manage to sell so much - either I have crap or price is too high :(

    Any tips on how to list quickly? and how did you get on with your bargain hunting - love a bargain.

    I still have loads to sell. :o
    I set targets but don't necessarily meet them. :(
    I'm lucky in that being self employed some months are great :)
    Then again, some months are not so great. :( lol swings and roundabouts really.
    Unfortunately I have no quick listing tips for the bay. I do sometimes have luck selling locally on local selling totes. :)
    My bargain hunting goes in fits and starts too. The other night I was optimistic I would get some bargains from asd@ but I didn't do very well to be honest. There was a programme on tv that morning about Ilona-retired lorry driver from S!!!!horpe, bargain queen ( she's on mse) and she had bought nearly £80 worth of food from 4 different supermarkets for less than £20.
    I only went to one supermarket but I think we missed the boat a bit.
    I find to get more choice ( but you don't save so much) Sunday morning is a good time to go. The other week I got about £20 worth of meat for about a tenner. So I just put most of it in freezer until we were ready to use it. 50% off something is better than 80% off nothing. :)
    I did get some bar b que tongs and skewers etc for less than £1 the other day from charity shop.
    I also got some free cushions as someone took them to charity shop and they said they couldn't accept them so I asked if I could have them please and what did he want for them and he said 'nothing, you're saving them from the tip' . Bargain!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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