We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit check for car insurance?

Just took out a motor insurance policy, paying all in one go, using a pre-paid card.

They did a credit check.

Is this normal?

Comments

  • Nearlyold
    Nearlyold Posts: 2,387 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Think they do it as part of an identity check?
  • They usually do a quotation check rather than a formal credit check. Imagine its different if you are paying in installments.
  • It's normal for insurance providers to carry out an identity search but I've not had one show up as a credit search; with the exception of a pay monthly policy where the finance was provided by a third party as opposed to the insurance provider.

    Are you sure it was an actual credit search?
  • Are you sure it was an actual credit search?

    That's what they said.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.