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TSB Enhance - Rate drop

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Comments

  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Everyone can have one sole plus one joint 123/Club Lloyds
  • sjw1
    sjw1 Posts: 45 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 28 August 2015 at 10:19AM
    Archi_Bald wrote: »
    Everyone can have one sole plus one joint 123/Club Lloyds
    Thanks. Does that mean we can have 3 between me and my wife? One each and a joint.
    There are no 'bonuses' for switching into either of those accounts are there?

    I just saw the Nationwide Flexplus account - those £10/m benefits seem far better value than the Platinum TSB account ones (@£17/m) that I currently have.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sjw1 wrote: »
    Does that mean we can have 3 between me and my wife? One each and a joint.
    yes
    sjw1 wrote: »
    There are no 'bonuses' for switching into either of those accounts are there?
    check Quidco/TCB, there might be a cashback offer for switches. But you can only switch sole to sole and joint to joint.

    If you are considering Nationwide, check out their Recommend A Friend offer. Should be almost 'mandatory' to put those old TSB accounts to some good use:cool:
  • jimjames
    jimjames Posts: 18,930 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    sjw1 wrote: »
    I just saw the Nationwide Flexplus account - those £10/m benefits seem far better value than the Platinum TSB account ones (@£17/m) that I currently have.
    The Flexplus is certainly good value for those that can use the benefits. For us the breakdown (UK & Europe) along with travel insurance more than covered the fee.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • sjw1
    sjw1 Posts: 45 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    jimjames wrote: »
    The Flexplus is certainly good value for those that can use the benefits. For us the breakdown (UK & Europe) along with travel insurance more than covered the fee.
    Agreed. For me, it is the family travel cover that swings it - the TSB account only covers the family at the Platinum level.
  • Gurberly
    Gurberly Posts: 22 Forumite
    jimjames wrote: »
    The Flexplus is certainly good value for those that can use the benefits. For us the breakdown (UK & Europe) along with travel insurance more than covered the fee.


    A big one for me was the mobile phone insurance. Far lower excess than using the house contents insurance policy.


    Dave
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    KRBS now offer 1.65% AER (variable) instant access .

    They are quite old-fashioned about everything, though:
    • debit card deposits take 3 working days to clear
    • FP deposits take at least 1 working day to clear
    • withdrawals are processed by BACS, so take 3 working days at least
    • internal transfers only get processed on working days
This discussion has been closed.
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