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684 Experian credit-score + one default
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On my credit file ,they defaulted me on 8th Aug 2013.
Interestingly , so after the 6years wait ,do u have to start building again a good credit history or how does it all work ?
Sorry if my questions keep coming.. Just trying to understand. !
You don't have to "start building again a good credit history".
You have to make yourself look very good at managing money from the lenders POV, so that's using a credit card responsibly, don't let your bank account go overdrawn, don't end up with 10 credit cards and end up missing payments.
Look at it like a cv for jobs but instead of job related its financial related.0
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