Savings Rate

AlanP_2

I have seen various references to a nominal "savings rate" on here and on other sites. By this I am referring to comments such as "I save 50% of my salary" or similar.

I started to wonder what ours was but wasn't sure how to avoid adding apples to pears.

So my question is how do I bring everything back to a level playing field (and in particular pension contributions) so that they can be added to straightforward cash savings per month/year.

DB Pension Contribution before Basic Rate Tax
DB Pension Contribution + AVC before Higher Rate Tax
SIPP (out of taxed income) for Higher Rate Taxpayer

And a supplementary question is it typical to relate the savings rate to Gross or Nett Salary (although this will interact with answers to above I guess)?

Anyone else worked through this and have some observations please? Thanks.