Change of deposit

Yemi10

Hello,
Just an enquiry I original was putting down a 21k deposit but it leaves me completely broke my mom kindly now as said she will change her deposit for 25 to 27k. I am in the early stages of buying the house the only form I had handed in, is my id, for them to act on my behalf and my money laundering information, which I would now have to change.
Will they be a problem you think with changes my deposit info. The deposit will still all be there just means me paying less

Kindest regards

Yemi 10

silvercar

You need to give some more information:

Are you buying with your Mum or on your own?

If you are buying on your own is your Mum gifting you the deposit or is it a loan?

Yemi10

I'm buying it on my own and my moms deposit is a gift and my money is my own from savings

silvercar

Don't think it will make a difference, you still have a sizable part of the deposit as a gift, so will need a lender who accepts this.

Yemi10

Aplogises I have a mortgage already and solicitors, so it now mean changing that information in terms of deposit but all the money value is the same

silvercar

I assume you mean mortgage offer rather than mortgage?

Run it by the solicitors along the lines of "your mother may offer another 2k towards the deposit, would this raise an issue". If it causes them to cough and splutter, your mum could always gift you another £2k after completion.