If the freeholder is the council, does that mean property is ex-council?

stator

Well if you see the date of the transfer of the title from the council does not match the date of construction, you know the council owned it for a while.

[Deleted User]

A: Property Register
This register describes the land and estate comprised in the title. Except as mentioned below, the title includes any legal easements granted by the registered lease but is subject to any rights that it reserves, so far as those easements and rights exist and benefit or affect the registered land.

MERTON
1 (28.06.2002) The Leasehold land shown edged with red on the plan of the
above title filed at the Registry and being [PROPERTY ADDRESS]
NOTE: As to the part tinted blue on the title plan only the ground floor flat is included in the title.

2 (28.06.2002) Short particulars of the lease(s) (or under-lease(s)) under which the land is held:
Date : 20 June 2002
Term : 125 years from 25 December 1987
Rent : As therein mentioned
Parties : (1) The Mayor and Burgesses of [THE LOCAL COUNCIL]
(2) [CURRENT OWNERS]

3 (28.06.2002) The above mentioned Lease is made pursuant to Part V of the Housing Act 1985 and the land has the benefit of and is subject to the easements and rights specified in paragraph 2 of Schedule 6 of the said Act.

4 Unless otherwise mentioned the title includes any legal easements granted by the registered lease(s) but is subject to any rights that it reserves, so far as those easements and rights exist and benefit or affect the registered land.
B: Proprietorship Register
This register specifies the class of title and identifies the owner. It contains any entries that affect the right of disposal.

Title absolute
1 (06.03.2012) PROPRIETOR: [CURRENT OWNER] of [PROPERTY ADDRESS].
2 (28.06.2002) The price, other than rents, stated to have been paid on the grant of the lease was £42,000.
3 (06.03.2012) RESTRICTION: No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the Charge dated 22 February 2012 in favour of Santander UK PLC referred to in the Charges Register.
Title number SGL636107

2 of 3
C: Charges Register
This register contains any charges and other matters that affect the land.
1 (06.03.2012) REGISTERED CHARGE dated 22 February 2012.
2 (06.03.2012) Proprietor: SANTANDER UK PLC (Co. Regn. No. 2294747) of Deeds Services, 101 Midsummer Boulevard, Milton Keynes MK9 1AA.

[Deleted User]

Also this is the property, if that helps http://www.rightmove.co.uk/property-for-sale/property-50892106.html

stator

Definitely looks like council housing

[Deleted User]

Thought as much. Thank you!

ziof3ster

Hi,

I'm trying to understand, but is not clear yet what the definitive difference between an ex-council and not property.

My problem I need to remortgage a flat, at the moment with santander (accepts ex-local) and looking for the best deal.

I was thinking Platform, but they states "no ex-council flats".

The block in question has been owned from many years by a LTD company (the freeholder), is privately serviced and has an estate manager. Also is in a prestigious part of central london (st Katherine Dock).

My concern is that, if I pay fees and application, and is considered "ex-council", I need/want challenge it. But cannot really find a definition of "ex-council" anywhere.

Thanks
Zio

System

You will need to talk to Santander to find out how they define ex-council.

My thoughts are for flats anyway is that it is ex-council if the council still own the freehold for the whole building AND the flats were previously rented out by the council.

I wouldn't consider that it should be considered as ex-council,as even though the council may have owned the whole kit and caboodle at one time, the fact that a Ltd company, not connected to the council, has owned it for a fair number of years cancels out the ex-council tag otherwise it begs the question of how far back do you go 30.? 50? 70 years?

Councils funded lots of houses post war and sold them leashold, keeping the freehold themselves, well into the 60s Would these be ex-council?