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Cat D Write Off. Should I keep my car???

My car has been assessed by an engineer. Written off under a cat D. Do I keep or let it be scrapped??? I have considered all the other factors and spoke to several mechanics who have all said keep the vehicle, but I'm still unsure and require more advice before making my final decision. I still don't have a figure from co part yet so I'm sure that will determine my final decision.

Comments

  • wrightk
    wrightk Posts: 975 Forumite
    Without knowing the specific damage its hard to determine which way to go. Personally have bought a couple of vehicles as cat d's from the local scrappers.they've required no more than panel replacements, bumper,bonnet wing etc.they rarely throw up any problems after repair.I bought a ford focus as a cat d.still going strong now. Sold it 5 years ago @ 150,000 miles

    I'd go with mechanics advice
    Even a stopped clock tells the right time twice a day, and for once I'm inclined to believe Withnail is right. We are indeed drifting into the arena of the unwell.
  • molerat
    molerat Posts: 36,669
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    My BIL has just fixed up his cat D. £1800 payout less £400 to buy back. Cost him £150 plus 5 hours to fix (mainly because he couldn't find all the bolts holding the wing on) - front wing, suspension arm, wheel, tyre and wheel trim. All nuts and bolts work, nothing to be unbent.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • Thank you wrightk and molerat. My concern now lies with the premium for a cat d vehicle. I need to do more research, but do you have any advice?
  • colino
    colino Posts: 5,059
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    What kind of car is it, what age, mileage and condition pre-accident and what damage done to it now? What is the offer?
    On your insurance query, which company have asked you on their quoting system if you know if it has been written off?
  • colino wrote: »
    What kind of car is it, what age, mileage and condition pre-accident and what damage done to it now? What is the offer?
    On your insurance query, which company have asked you on their quoting system if you know if it has been written off?

    Hi Colino

    Fiat Punto Grande, 43k, really good condition prior to accident. I've not been given an offer yet. I rang my insurer and they told me once they received report from engineer.
  • colino
    colino Posts: 5,059
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    Don't really care what age, mileage or condition it was in pre-accident then. If they offer to leave the salvage with you for £50, take it and sell it on ebay. Don't even consider fixing it, this is an opportunity to get a decent car.
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