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dealt with first angryish creditor...so proud

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done. I'm so glad you find mse so helpful. It has certainly been a lifeline for a lot of people.

    Keep coming on even if you feel you are on top of it all as it is easy to fall off the wagon. I did cos I didn't come on here for a while and got into bad old habits again, but now I am fully into saving money and paying off debts again. You need a steady dose of mse every day!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sagaris
    Sagaris Posts: 1,852 Forumite
    Part of the Furniture Combo Breaker Photogenic Debt-free and Proud!
    And in answer to your question about call barring, yes it is worth getting it, I had it put on our phone and all the annoying calls stopped overnight. Including ones from 'market research companies' who really just want to sell you something!
    Even if you have to pay for it, it's worth doing.
    Well done on your progress so far! :D
    :j Almost 2 stones gone! :j
    :heart2: RIP Clio 1.9.93 - 7.4.10 :heart2:
    :p I WILL be tidy, I WILL be tidy! :p
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I found, with call barring, that creditors STILL phoned but using different numbers - often only the last digit would be different. I assume that they have several 'live' numbers purely to deal with call barring. :confused:

    But VERY WELL DONE for dealing with the dreaded MBNA - they were one of my most persistent creditors.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • rosieben
    rosieben Posts: 5,010 Forumite
    1,000 Posts Combo Breaker
    rog2 wrote: »
    I found, with call barring, that creditors STILL phoned but using different numbers - often only the last digit would be different. I assume that they have several 'live' numbers purely to deal with call barring. :confused:

    But VERY WELL DONE for dealing with the dreaded MBNA - they were one of my most persistent creditors.

    OP is barring 'number withheld' calls not specific numbers though, so will work for her :smiley:
    ... don't throw the string away. You always need string! :D

    C.R.A.P.R.O.L.L.Z Head Sharpener
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    rosieben wrote: »
    OP is barring 'number withheld' calls not specific numbers though, so will work for her :smiley:

    True - sorry :embarasse . It's just that many of the people ringing me did not withhold their numbers - I would never, even now, answer a 'number withheld' call.
    Perhaps 'Caller ID' may be an idea, as well. :confused:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • rosieben
    rosieben Posts: 5,010 Forumite
    1,000 Posts Combo Breaker
    rog2 wrote: »
    .. Perhaps 'Caller ID' may be an idea, as well. :confused:

    Good idea, do you pay extra for this? Would be very useful if its affordable though. :)
    ... don't throw the string away. You always need string! :D

    C.R.A.P.R.O.L.L.Z Head Sharpener
  • poptart1_2
    poptart1_2 Posts: 224 Forumite
    yes I am paying for it, it wont kick in till next monday, its 4 quid a month extra which i cant really afford but i will let in run untill dmp starts rolling along smoothly and i know that the dreaded creditors are getting paid something, it will be worth it if it works as i dont want people ringing me 24/7. i got caller display as well that was free on bt I cant express how gratful i am to every single person on here you are all a tower of strengh
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