We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Paypal Refund - is the a time limit?

theGrinch
theGrinch Posts: 3,133 Forumite
Part of the Furniture 1,000 Posts
Is there a maximum time from payment you have to file a claim for a reversal/ refund?

I read it was 45-days, but that was from posts in 2009 and 2011 - wondered it that still holds.

It was for an item outside ebay is that makes any difference with a value of £200. It was custom made and delivered after 45-days.
"enough is a feast"...old Buddist proverb

Comments

  • alykatz
    alykatz Posts: 927 Forumite
    Part of the Furniture
    If you mean payment via paypal, the time limit is 180 days.
  • theGrinch
    theGrinch Posts: 3,133 Forumite
    Part of the Furniture 1,000 Posts
    yes its for payment. has it changed from 45-days? When did it change?
    "enough is a feast"...old Buddist proverb
  • alykatz
    alykatz Posts: 927 Forumite
    Part of the Furniture
    It changed quite a while back now. although cant remember exactly when.
  • soolin
    soolin Posts: 74,957 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    alykatz wrote: »
    It changed quite a while back now. although cant remember exactly when.

    18 months, 2 years something like that possibly?

    OP, what do you mean by a refund or reversal? If you have not received the item or it is not as described then a case can be opened up to 180 days from purchase, however for a custom made item you won't automatically get a refund if you are looking at the SNAD route.

    A reversal implies a buyer doing a 'fraudulent use of a card' claim, and whilst that is normally taken to be 180 days it depends on the bank you used as many banks (but not all) will fight a claim as paypal is a third party- however you would need to convince your bank it was someone else using your card in a fraudulent manner.

    If you are the seller then a reversal for fraud is the easiest one to defend as all it takes is proof of postage being uploaded to the case (the address must be the paypal one though). Have a look at the sticky postage thread. It is usually recommended that all POPs be kept for a minimum of 180 days for this very reason.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • bxboards
    bxboards Posts: 1,711 Forumite
    Not clear if you are on the end of a claim, or intend to file one.

    If the item was 'custom made' and you are intending to make a claim with Paypal, do bear in mind that this is not covered by Distance Selling Regulations, and doing a reversal could see you on the end of a money claim.

    If you are the seller, you need to make clear that custom made items have special rules in place.

    Hard to say without more info, but the 'custom made' part is very important here.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.