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underwriter delay
jaybee78
Posts: 4 Newbie
We sold our house and moved out on 7th August. Our mortgage has gone to the underwriter as the property we've bought is in an old mining area. All the coal authority reports and surveys are done but still do not have a date of entry. We're now technically homeless living with my sister with our things in storage and my son starts school tomorrow. I really don't know what to do:(
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Comments
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Not sure what advice you expect...
Clearly moving out was premature. Most sensible link their sale and purchase so that ..... they don't end up homeless.
What is the current cause of the delay in your purchase - you don't say so perhaps you don't know. Find out!0 -
That's just it, we've only been told that the mortgage has gone to the underwriters and been told no more. I have contacted the Halifax and they can't seem to tell me any more. I moved out as I didn't think there was going to be a delay and didn't want to mess our purchaser around especially as we had a property ready to move into or so we thought. This is the first time we've bought and sold so were perhaps rather naïve. have now raised a complaint as the lack of communication is very worrying if nothing else0
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When did you apply for the mortgage?
Has everything else been done?
When did the mining report go to the lender, as it will need to be signed-off, probably by a surveyor?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
mortgage was applied for in May, everything else is done, this is the final step. The mining report went to the lender in early june0
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Two months to review a mining report?
For heaven's sake why?
I assume you've done this direct and not via a broker?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
It's all gone through the Halifax0
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Q...My Mortgage is with underwriter at halifax now, Mortgage Advisor ask for tax review for last 3 years saying Underwirter ask them,i have submited them next days he said they asking for Bankstatment and tax return for 2015 where deadline to submit them is Jan 2016. I am doubting how come Underwriters ask everyday few things, which i already submited....Do i contact them directly ..i dont have any contact detail as MA said he only can follow as its threw him....and asking to wait its 2 weeks now...ANY ADVISE ....pls0
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