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confused about credit cards?

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I'm thinking of applying for a credit card for the 1st time, but not too sure if I need one or know how it works. I usually pay for my stuff with debit card with no problems at all, so dont know whether its neccessary.

Also , I seen people owning lots of credit cards. Dont you just need 1?
Sorry No Links in Signatures by Site Rules - MSE Forum Team 2

Comments

  • If you're planning to clear the balance every month, then you're probably better looking for a card with cashback.

    People who have multiple cards usually have one that was used for a balance transfer and another that is used for purchases.
    Dave. :wave:
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