Capital One and Halifax Clarity

darkidoe

tomxlisa wrote: »

Yeah I am building mine too, did you have no history before and are you building it with one credit card, what does the eligibility tools say for you?.

I have about 2 years history of mobile Sim only contract, ~1 years history of utilities contract, broadband contract but had to close them as I moved. No previous credit before. To make things worse, I moved address twice within the last 12 months. Building history with just the Aqua at the moment, I reckon it should be good enough once the age of the account grows a abit.

Currently it is showing me 60% for halifax clarity on the MSE calculator.
How long have you been building your credit for and when are you planning to apply?

tomxlisa

I have only just got myself a credit card and a store card to build my history, before I got this I do have a catalogue account which I've had for almost 2 years, that is on my files with all green ticks, still the eligibility checker says 20% for me on the decent cards and the credit builder cards so not good, there is only my equifax report at the moment showing me on the electoral roll at my current address though so this could be having some negative affect on my results.