Thinking of putting isa cash into Santander 123-thoughts?

Eco_Miser

Both, one joint, and one sole each, making three accounts and £6000.
You can also each put away a further £250 each month into TSB Regular Savers, also at 5%. Also look at Club Lloyds for £5000 plus £400 a month at 4% (times three accounts for a couple), 3% accounts with Bank of Scotland and Tesco (no fees), and the 6% Regular Savers.

Pincher

9000 + 5000 = 14000

The ISA limit is £15,240 a year, so if a super duper loss leader dream ISA appeared from a kamikaze Icelandic bank, you can plough it straight back into an ISA.

agent69

Got a similar issue myself.

£50k maturing in a fixed rate cash ISA in October needing a new home. Historically I've always reinvested in a new fixed rate deal, but rates are so poor I don't see the point. Current thoughts are:

• £15k to top up my 123 account to £20k
• top up P2P investments by £10k
• Use the remaining £25k to offset the effects of a salary sacrifice into my pension.

macman

Remember that once withdrawn, that ISA cash will lose it's tax free status forever-you can't put it back in, except as part of the current year's allowance.

MarkBargain

You can get £36.75 Topcashback if you switch to Santander123 via their website and meet the T&Cs.

ShowUsTheMoney

Anyone moved a sharesave certificate thingy into a stock and shares isa.....how easy is it to then trade from there ??