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Can a CCJ be re-added to your credit report when you settle it?
Tactical_Winston
Posts: 7 Forumite
I have an old CCJ that has fallen off my credit report due to it being over 6 years old. I am chipping away at it with £10 a month, and am using a snowball plan to clear off all my little debts, and this one is in that plan and will be cleared around mid next year.
I have been reading up on credit reports and improving score and came across a post where someone said that the CCJ will re-appear if you settle it and be there for another 6 years as 'settled' which I'm sure would still be a negative thing.
Help?
I have been reading up on credit reports and improving score and came across a post where someone said that the CCJ will re-appear if you settle it and be there for another 6 years as 'settled' which I'm sure would still be a negative thing.
Help?
0
Comments
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Nope, whatever you read was wrong. Once gone it stays that way, whatever you do.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
That's good to know, thanks for that!0
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