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Bank Removing 'Black Marks' - How Long?

Does anyone have any experience with a bank/lender agreeing to remove historical 'black marks' (such as a late payment, default, or an payment arrangement) from their credit file?

How long did it take from the point the bank agreed to the point the file looked clear?

Thank you
Grateful to finally be debt free!

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Would or should usually be done in the next scheduled monthly update.

    Can be done overnight or within 24hrs if they decide to do a 'rapid update', but as I think that costs them they are usually reluctant to do that.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thank you. Have chased them up now and apparently it's definitely being actioned so I'll just wait!
    Grateful to finally be debt free!
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