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smallholdingsister's strivings
Comments
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Hi Foxyloxy. Welcome!
7 weeks for me.
Today has been mental. Ponyplops escaped twice. Renaming her Houdini.
Purchase has been valued at 60k less than agreed price. Aarrgghh.0 -
might work out well for you if they take less
£1000 Emergency fund challenge #225 - £1000.00.00/£1000- End of Baby Step 3 (A work in progress)0 -
The problem is they won't take all the land into account.0
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Eak, is it still do-able with the lower valuation but at a higher LTV or a different lender that would appreciate the land? How frustrating.0
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aw no why dont they take land into account?? Surely that adds to the value?
We were told by the H@lif@x additional land would add value, we ended ul
p buying it cash on a separate title deed to avoid even costlier solicitors fee's but at some point it will added back and hopefully increase our mortgageable value!0 -
They are silly twits. Land attached to the house surely adds value.
It will just cost an extra £16 a month. It will be interesting to see what the real survey (ours) values it at tomorrow.
Brodiebobs your house sounds fab.0 -
Seems daft they don't factor in the land. Hope your survey takes it into account. Good to see things are progressing SHS.Nov 2025 - part 1 - £13,878 part 2 - £20,953 Total - £34,832 24 months to go!0
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Thanks Cath. I am being tipped for a promotion at work. I would rather not know that if I'm not goingcto get it though.0
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There can be problems with mortgage companies and land, I'm not surprised, unfortunately. Glad it won't cost you a lot and good luck with the potential promotion. 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Thanks Alex. Can't sleep because election!0
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