Experian credit report - Amex missing

DavidApart

Hi,

I reactivated my Experian account to check my credit score. However my amex card is missing from the report.

Does this mean that I can't trust my credit report? Why is a card that i've held for about 6 months missing from the file?

David

owlet

Maybe they don't report to experian. Maybe they report to equifax or call credit? Have you checked those?

reclusive46

owlet wrote: »

Maybe they don't report to experian. Maybe they report to equifax or call credit? Have you checked those?

They report to all three agencies, so it is a bit bizarre.

Is the account very old?

DavidApart

I used the Experian account for the first time in March 2014 and cancelled after getting the report. I reactivated the account again last Friday and checked again this morning and the Amex card isn't showing. I'm at the same address as I was when I first checked my credit score and I applied for the Amex card at this address as well.

Consumerist

DavidApart wrote: »

. . . I reactivated the account again last Friday and checked again this morning and the Amex card isn't showing. . .

Lenders normally report monthly, unless you haven't used the card for some time, so I think you will just need to use the card and then wait for at least a month after you get the statement showing the transaction.

MisterBaxter

My Amex charge card doesn't appear under Credit Cards on my Equifax report; it shows under another section (obviously it isn't a credit card). If you have a charge card check elsewhere on the report. It is reported on all three but I can't recall where it shows on the Experian report.