We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Single-interest only-mortgage journey

1…78101213

Comments

  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 28 October 2015 at 9:16PM
    Monkeychops16 wrote: »
    Yes I can quite imagine it was the cheap car! I will can an eye out for those craft things thanks :rotfl:


    It was actually "far...g":o putty/slime. Just what all wee boys want:) You put your fist into the slime and it made a far.....g noise.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Monkeychops16
    Monkeychops16 Posts: 154 Forumite
    I've been Money Tipped!
    I'm sure my gruesome girls would love that too ha.
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    you must be getting excited now your looking at sub 100k straight in the face :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Monkeychops16
    Monkeychops16 Posts: 154 Forumite
    I've been Money Tipped!
    Luckyinlife wrote: »
    you must be getting excited now your looking at sub 100k straight in the face :]

    Absolutely! I never thought I would be happy about doing overtime! I did 1.5 hours today so earned a little to help the cause :p
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Monkeychops16 wrote: »
    Absolutely! I never thought I would be happy about doing overtime! I did 1.5 hours today so earned a little to help the cause :p

    fantastic :] do you know when it may be possible to get under 100k
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Monkeychops16
    Monkeychops16 Posts: 154 Forumite
    I've been Money Tipped!
    No can't see it anytime soon I am afraid. My goal is April but think that's very ambitious.

    Continuing this thought train I have just paid £5.81 hoping it will get there by then end of the month. This is the difference between my monthly interest and my standard payment. Looking forward to Monday to see the balance updated.
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Lets hope you pay your council tax over 10 months, and "forgot" about the 2 "free" months coming up before April.:D

    May help just a bit.:D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Monkeychops16
    Monkeychops16 Posts: 154 Forumite
    I've been Money Tipped!
    I have done 1.5 hours overtime today on a whim. As the girls stayed at their dad's I started an hour and a half early! I'm getting tired now but it's worth it!

    My figures have half updated-as DD comes out 1st of the month it's not showing as credited yet so I'll check tomorrow for the accurate balance.

    It's going to be hard this month now with pesky christmas getting in the way!
  • Monkeychops16
    Monkeychops16 Posts: 154 Forumite
    I've been Money Tipped!
    My account has updated and it is 17p over my calculations! I will have to do a tilly tidy to fix this! More overtime is available this week and my mananger is biting my hand off so need to chose what I should do to fit in with my jobs. It's like a merry go round :-)
  • Monkeychops16
    Monkeychops16 Posts: 154 Forumite
    I've been Money Tipped!
    I've tilly tidied 5p! My lowest amount :-) . It was sitting in an unused account so thought i'd make use of it.
    I'm counting down the days until pay day on Friday. Need to make some choices on managing my money efficiently. I have 300 on BNPL until March-it's gnawing away at me to get rid ASAP but then I may be short over xmas.
    Boyf and I have discussed moving in together some more. Sounds positive. :j
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture