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O/D out of nowhere

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Hello

Today i logged in online-banking of TSB and i see that i have 80£ overdraft, but i don't remember going in overdraft. I got my bursary from college transfered to my account, and when my account was 0.98£ i logged in after 2 weeks i see that i have -80£ overdraft.

So my question is, how can i go to overdraft if i don't use my credit card and i had 0.98£ in it.

Comments

  • -taff
    -taff Posts: 15,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    what transactions does it show?
    Non me fac calcitrare tuum culi
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    You would need to look at your transactions to see which have taken your below into debt.
  • LTmax
    LTmax Posts: 3 Newbie
    edited 4 August 2015 at 6:23PM
    That's the thing 0.98£ stayed in my account for 2 weeks, because I'm on summer holidays and college does not transfer bursary.
    03 August in my transactions i see
    O/DRAFT INTEREST 0.10£
    later on same day
    UNPLANNED O/D FEES 80.00£
    , I wasn't using my credit card for 2 weeks how is it possible?

    I had overdraft of 25£ but when i got the bursary from college, I got my bursary minus 25£ (sorry English is my second language), so I thought OK my overdraft is gone, but no there's no reason for me to have 80£ overdraft after 2 weeks from last transaction

    In my transactions it says CHG (Charge) how can I found out who is charging me?
  • -taff
    -taff Posts: 15,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you had an overdraft of 25, they are probably charging you fees on the overdraft?
    How long were you overdrawn for?
    Non me fac calcitrare tuum culi
  • LTmax
    LTmax Posts: 3 Newbie
    8 days, I'm going to my bank tomorrow to sort it out in person.
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