PPI credit card

bradley1977

I had call yesterday from ppi company. They said PPI was added to interest on credit card bills without the person knowing. It is not showing up on my statements. I have Halifax, nationwide, m&s credit cards for number of years. I've always said NO to ppi as I work in benefits office I know how to get all money I'm entitled to from system so could afford repayment if got made redundant etc..

I'm not sure weather to take a pun & go with them no win no fee or do myself as the thought of giving them my money sucks! But as got 2 children 1 8months old. Havnt got the time. Also can the ppi forms be emailed over to credit card companies rather than post as would save me a lot of time & would be doable!

-taff

They are lying.

PPI cannot be hidden in interest payments. PPI shows up as a separate transaction on any months with an outstanding balance.

Carrera74

PPI companies complain about PPI whether they have evidence or not of you having it. You have evidence that you don't have it as it would be on your statements if you did. All that will come from a complaint from either you or a PPI company is a time wasting investigation by each bank to confirm what you already know - you weren't mis-sold it as you never bought it. Why waste your or the banks time?

dunstonh

hey said PPI was added to interest on credit card bills without the person knowing.

That is not technically possible.

It is not showing up on my statements.

Also not possible. How would your balance increase if there wsant a transaction on it?

PPI claims companies cold callers tell lies to get you to sign up so they can earn their commission. Somewhat ironic really when you consider what they accuse the banks of doing.

bradley1977

I thought they would just tell me anything to get business.. Just wanted to double check as did convince me & im usually on the ball with things.. I've not given them my details, I would of done it myself anyway as not giving them any money for what I can do for free!

They said they added the ppi in with the interest amount they charged you per month. Given bad press with banks recently wouldn't of surprised me hence why i wanted to check..


Thanks for clarifying.. ��