We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Does my guarantor have to sign at the same time as me?
richmoore4071
Posts: 12 Forumite
Hi everyone,
I've just paid an application fee for a flat. It's been taken off the market and held in my name and both my guarantor and I have passed credit checks. I have a move in date and everything is set for me to pay the deposit and get the keys.
However, the letting agents are requiring that my guarantor be preset to sign the forms on the day I move in.
This wouldn't be a problem but she lives very far away from the flat and it would be a considerable expense and inconvenience to go to their offices on the move in date.
Is this entirely necessary (by law) like they're suggesting? I've never had to do this in the past.
Any advice you can give would be greatly appreciated.
Best,
Rich
I've just paid an application fee for a flat. It's been taken off the market and held in my name and both my guarantor and I have passed credit checks. I have a move in date and everything is set for me to pay the deposit and get the keys.
However, the letting agents are requiring that my guarantor be preset to sign the forms on the day I move in.
This wouldn't be a problem but she lives very far away from the flat and it would be a considerable expense and inconvenience to go to their offices on the move in date.
Is this entirely necessary (by law) like they're suggesting? I've never had to do this in the past.
Any advice you can give would be greatly appreciated.
Best,
Rich
0
Comments
-
How are you suggesting it happens instead?Well life is harsh, hug me don't reject me.0
-
richmoore4071 wrote: »However, the letting agents are requiring that my guarantor be preset to sign the forms on the day I move in.
This wouldn't be a problem but she lives very far away from the flat and it would be a considerable expense and inconvenience to go to their offices on the move in date.
We did it all by post when we acted as guarantees for our son's flat.0 -
It's not hard. Tenant signs the agreement, guarantors sign with witnesses signing, then landlord/agents sign on the day.0
-
When I've done it before (4 times in the last 10 years) the guarantor has never had to be present and has always posted the forms in.
Has the law changed?0 -
From the LL/LA perspective, that would be a very silly thing to do.
They said that it had something to do with identity fraud. In that, if my guarantor turned out to have forged the documents or got hold of someone else's, then they might not actually come up with the rent if I didn't pay.
They said that they only way of ensuring this was to have the guarantor come in so that they could see that the guarantor matched the person in the photo ID.
i can see the logic.... But it seems unnecessary to me. Surely the same thing could be achieved over Skype?0 -
It's a sensible precaution.
You turn up at their office with a guarantor deed with a scrwled signature by the the 'guarantor' (your partner? mate?) and another signarure scrawled for the witness (you mate? partner?).
9 months later landlord tries to take guarantor to court for rent arrears and guaranor says "That's not my signature I never signed that". Witness says "That's not my signature I never signed that".0 -
How about the guarantor signing it and having it witnessed by a solicitor local to them who can check their ID?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.4K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.4K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards