Free v paid credit report

Liverlad67

In the process of getting my stat reports from the usual suspects. Also have access to clear score and noddle. Received my stat report from equifax and a ccj I know about was on it but not on clear score or noddle. Clear score use equifax info so surprised ccj was not on it. So do the free scores only show limited info whereas the paid ones show ALL info.

fermi

To get a full picture on a report you have to make sure all the input data to Equifax is correct; previous addresses, names etc for the last 6 years plus a bit more.

If Clear Score failed to ask for, or get that info wrong somehow, then Equifax will not return to them the complete set of data they have.

glentoran99

Clear score doesn't seem to be showing defaults on my accounts, even though Equifax does

fermi

Yes, have heard quite a few examples of missing data compared with the proper Equifax report obtained direct, so I would guess that Clear Score's systems or procedures are faulty or unreliable to some level.

Liverlad67

Ccj showing on equifax report. Not showing on experian stat report noddle free score and clearscore(equifax info used). Just waiting for call credit stat report to see if ties up with noddle(call credit info used). Bloody confusing seen as ccj recorded on trust online shows how info can/does get missed by cra's.