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First Plus Loan

I have a first plus secured loan which has been running for the past 8 years and I have never had a yearly statement from them. I was wondering if anyone knew if they should be sending me a statement. They have said that they don't have to.

Comments

  • ~Brock~
    ~Brock~ Posts: 1,715 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    s-chalmers wrote: »
    I have a first plus secured loan which has been running for the past 8 years and I have never had a yearly statement from them. I was wondering if anyone knew if they should be sending me a statement. They have said that they don't have to.

    It depends how much the original loan was for. If it was over £25k then it would be unregulated, with no requirement to send annual statements. This is exactly the issue that everyone's knickers are in a twist over on the Northern Rock thread around the top of this forum.

    If it was a regulated loan (under £25k) then you should have been having statements and can pursue this further with them.
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