Adding an address to my Credit file.

Rob_Mogs

Evening all.

I've just noticed that an address I was living in for 6 months back in 2011 (January to June) isn't showing on any of my credit files.

I didn't have anything registered at this address apart from JSA for a month when I moved there and utility bills.

Will this have any affect on my rating for a mortgage?

And if so how do I go about adding it pronto?!

Thanks in advance for any help.

Anthorn

Rob_Mogs wrote: »

Evening all.

I've just noticed that an address I was living in for 6 months back in 2011 (January to June) isn't showing on any of my credit files.

I didn't have anything registered at this address apart from JSA for a month when I moved there and utility bills.

Will this have any affect on my rating for a mortgage?

And if so how do I go about adding it pronto?!

Thanks in advance for any help.

You don't add your old address: Where you have had accounts and then informed them that you are changing an address they will add their accounts to your new address and your old address where the accounts were held will be shown as linked and will have details of accounts held at that address.

Basically, where no accounts are held there won't be a credit history and so it won't be listed. You could try listing your old address on an application form and see if it then gets listed as a linked address. Possible but doubtful.

Rob_Mogs

So theoretically it shouldn't matter too much as it was only utility bills and they were all paid on time.