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Graduate account help
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b1505
Posts: 265 Forumite
Hi,
I graduated last year and changed my Natwest student account to a graduate as it just seemed like the easiest option however for some reason I thought the interest free overdraft was £2000 in first year and £1500 in second year. However I've been informed that it's £1000 in second year so there's no way I'm going to be able to afford to pay this off by the time the second year starts.
I've been looking at other graduate accounts and found a couple that offer longer and higher interest free periods which would help me out a lot as I unfortunately have credit card debt to also pay off.
What I'm wanting to know is can you switch graduate accounts and just move the overdraft? Or is it not that simple?
Any advice would be appreciated!
I graduated last year and changed my Natwest student account to a graduate as it just seemed like the easiest option however for some reason I thought the interest free overdraft was £2000 in first year and £1500 in second year. However I've been informed that it's £1000 in second year so there's no way I'm going to be able to afford to pay this off by the time the second year starts.
I've been looking at other graduate accounts and found a couple that offer longer and higher interest free periods which would help me out a lot as I unfortunately have credit card debt to also pay off.
What I'm wanting to know is can you switch graduate accounts and just move the overdraft? Or is it not that simple?
Any advice would be appreciated!
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