Unable to open bank account

eDicky

Depending on circumstances, online applications for prepaid card accounts (which can receive benefit payments) such as Cashplus, Talk Home, Pockit, etc, and even bank accounts, are sometimes processed and accepted immediately. You are obviously not at the address where previous records for you exist, so that reduces the chance of their system finding and approving you instantly. but if you make an application using the home internet connection of a relative with the same surname as yours, using that as your address (ideally you are actually staying there of course), you may find that an application will succeed without further verification, at least temporarily. Probably, getting on the electoral role at that address will enhance your chances, plus any other ways to establish your existence that you can think of. Prepaid card applications do not usually involve any credit record searches. Meanwhile you should work on getting some solid identification documents.

colsten

All bank account applications can in theory be accepted without having to provide physical proof of ID and address. If the application process finds your name and address on the Electoral Roll and on credit reference agency files, your ID generally has been verified electronically.

If they don't find you, or if there are discrepancies or insufficient history, you will be asked to produce additional evidence.

kpearsoncj

you could try coventry building society money maker i applied online never had to give any id to them ever thing its done electronic.

agrinnall

kpearsoncj wrote: »

you could try coventry building society money maker i applied online never had to give any id to them ever thing its done electronic.

I'd imagine that in the intervening period since starting the thread the OP has sorted out an account of some sort, but your suggestion may well not have worked as it requires the person to be on the electoral register at the address given for the account.