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Noddle credit score
MABLE
Posts: 4,249 Forumite
Just checked my Noddle report and they now give you a free score.
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Comments
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Wouldn't bother too much about it, scores don't exist."Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
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Just checked my Noddle report and they now give you a free score.
https://forums.moneysavingexpert.com/discussion/52817140 -
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Oh yes a free credit score and you can get advice on how to improve it with Noddle Improve for £30 a year. I wonder how many daft people will actually but it.
I've found the original Noddle credit rating confusing at best. Mine was 3/5 when I had defaults and stayed at 3/5 when those defaults dropped off, increased to 5/5 when a loan was settled and has now dropped to 3/5 without any changes whatsoever.
But hey I have a credit score of 587. I wonder if that's good, bad or indifferent?
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People are willing to pay if you give them more for free, even if actually its a worthless more! Whilst scores are meaningless to indication to getting financial products, some people are attracted to improving their score, just like people feel the need to collect whole sets of free toys from burger outlets once they get given a couple from a visit or two.
A score out of 5 doesn't mean much and it probably takes a lot to move it up from 4 to 5 or 3 to 4. Give them a larger range score so they see small improvements or drops and they may find products appealing to help them improve their score. Just like they may pay for help progressing in Candy Crush0 -
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People are willing to pay if you give them more for free, even if actually its a worthless more! Whilst scores are meaningless to indication to getting financial products, some people are attracted to improving their score, just like people feel the need to collect whole sets of free toys from burger outlets once they get given a couple from a visit or two.
A score out of 5 doesn't mean much and it probably takes a lot to move it up from 4 to 5 or 3 to 4. Give them a larger range score so they see small improvements or drops and they may find products appealing to help them improve their score. Just like they may pay for help progressing in Candy Crush
It will be interesting to see what the rating will be when the next Noddle report is published in 10 days time when my MBNA account should show a cleared balance. Maybe 1/5 lol0 -
My latest score with Noddle is now 650. 5/5. Ok ok ok I know it does not mean anything but gives me a nice warm glow in my heart.0
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