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Can I Reclaim Service Charges?

Hi everyone, i have recently been charged £124 in a period of 2 weeks by my bank royal bank of scotland which has pushed me to reclaim all of my charges back. As i have a student acount RBS introduced a service charge of £10 a month which i would also like to reclaim.
Does anybody know if this is acceptable to ask for back?? :confused:
Im also going to play it safe and write to them in a few weeks once i am paid so that i my overdraft will be cleared incase they do decide to close my account, and i have another account set up.

Please reply and let me know whether i should go ahead and claim back the service charges.

Thanks!!
Lucy

Comments

  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Service charges are not reclaimable.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
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