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Housing Benefit

How is Housing Benefit worked out.

I only have £430pcm (private pension and WTC) yet I have to pay £130pcm towards my rent. To me this seems excessive. The council say its right but to me its a hell of a lot. Onto of this I have to pay £10pcm towards my Council Tax.

I'm just starting self employed and not earning anything at the moment. I cant claim JSA as my private pension just knocks me out.

Any advice?

Comments

  • Missyhenry
    Missyhenry Posts: 87 Forumite
    Is your property rented privately or is it social housing?
  • Each person is given what is called an applicable amount.

    The applicable amount is the amount you need for basic living expenses.

    Your applicable amount is probably £73.10.

    The first £73.10 per week of your income is disregarded.

    A further £10 of your income is disregarded because you work.

    For every £1 income above this you lose 65p per week Housing Benefit.

    You ae probably losing about £10.50 for your private pension and a further £19.50 because of your Tax credits which I am assuming is about £30 per week?
    These are my own views and you should seek advice from your local Benefits Department or CAB.
  • dippy3103
    dippy3103 Posts: 1,963 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Is the wtc paid for your self employment.

    Are you single & how are you?
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