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Tuesday 28th July - What small DFW things will you do today?

2

Comments

  • maria3104
    maria3104 Posts: 921 Forumite
    Tenth Anniversary Combo Breaker Car Insurance Carver! Debt-free and Proud!
    Hi All

    Been up since 6 and picked lots of blackcurrants, well 2lb anyway, that are now in freezer waiting for my attention.

    Checked and did poultry ready for me being away until sunday. Am off to visit sister for a few days and am very excited. Have arranged a Mr T order for her instead of flowers as a thank you. She is a dairy farmer and they have even less money than us. totally not funny for them.

    Work has been manic, but now calming and desk cleared ready for 5 hours in a car leaving lovely Wales. May not get back on here until next week. If I am not posting, I hope at least, I am not spending! Fingers crossed. Apart from , ice creams, afternoon teas, suppers out, chocolate for DVD night, lunch with niece, lunch with any one I have ever met, etc, etc.

    There is an eating theme going on here! May throw in a boat trip as well just for the holiday feeling.

    Bye all

    Maria. x
    ps love the foxglove cutting down on groceries, I aim to try, but do get carried away. Am also taking knitting on holiday! Think Miss Marple goes north. Except I am fat, driving not on a train, and no one will be murdered.....
  • foxgloves
    foxgloves Posts: 12,721 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Maria - Glad you are impressed with our plans to save some £50s off groceries. Before the LBM, mr f & I were shockingly bad with money. (If mr f said 'I've got £200', it didn't mean cash in his back pocket, it meant there was £200 space on one of his credit cards before it reached its limit!!) Our grocery shopping mostly used to be done at Waitrose & we had a notional budget of £80 per week, but regularly used to spend over £100. That was without the top up shops for treats, at least one take-away a week, more likely two, & enough lunches & coffees & cakes out over the month to fill the Albert Hall. I can still be a shocking pig, but I just couldn't go back to having all that 100% self-inflicted debt.
    Have a lovely time while you're away. Glad you've got your knitting! Mine is here by my side. It WILL be finished today. I want to wear it, & I also need to get cracking with casting on my list of gifts for the present box.
    OK, you will hear my needles clacking in about 30 seconds......
    f x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Digging_2
    Digging_2 Posts: 91 Forumite

    FPL and surveys to do


    I've seen this a few times on here. What's FPL? :D
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • DawnW
    DawnW Posts: 7,777 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon all :)

    Thanks for the start Ally (and for the links - I have applied for the perfume sample :))

    Your cat still up to his tricks then Foxgloves :rotfl: I am doing online weightwatchers, and still need to lose a stone or thereabouts too. I have got rid of my size 18 clothes, as well. I do NOT want them back :eek:

    Well Maria, I am pleased to hear that nobody will be getting murdered while you are on holiday :eek: :rotfl: Hope you have a great time :)

    List for today:

    Hoovered rug in lounge, and stair carpets, cleaned sink and tidied up
    Unloaded sales unit stuff from my car and lugged it up two flights of stairs. Still need to put it away though!
    Been to sales unit to tidy up and change some stock around (again)
    Popped in to the weekly market while in town, and bought some tomatoes and some fish for dinner tonight :)
    Done a few onepoll surveys
    Received an email from postal surveys people to say that I have now been accepted for these, and they are preparing my first pack :)
    HM food from stores. We toyed with the idea of going out for a meal tonight as it is our wedding anniversary. Decided not to bother, as we are usually disappointed (meals out ought to be better than we have at home, but that isn't my experience, sadly), it is a bore having to drive, OH is playing golf today and will be worn out when he gets back, and it would probably play havoc with my diet in any case. So I have found a nice baked fish recipe, and we will have that, with vegetables from the garden :)

    Still to do:
    Feed tomato, cucumber and French bean plants, and see if anything else wants watering
    Cook supper
    Put sales stuff away in the loft cupboard

    Right, I had better get out in the garden, as it looks as though it might rain again - probably because the window cleaner has just been!
  • twiggy86
    twiggy86 Posts: 2,683 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Digging wrote: »
    I've seen this a few times on here. What's FPL? :D

    FLP is free postcode lottery - you register your postcode and there's 5/6? daily chances to win for FREE! http://freepostcodelottery.com/
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • Digging_2
    Digging_2 Posts: 91 Forumite
    twiggy86 wrote: »
    FLP is free postcode lottery - you register your postcode and there's 5/6? daily chances to win for FREE! http://freepostcodelottery.com/


    Thank you. I'll add it to me list to check out tonight. :T
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    edited 28 July 2015 at 5:08PM
    crossed post
    Following :money: to keep us debt free :j
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    edited 28 July 2015 at 8:17PM
    Afternoon all,
    Thanks Ally for the start :)

    First chance to get online so here goes...


    This morning I went to my parents to pick kids up as they stayed over, so we all had breakfast & lunch there :)
    I took our bikes in the car so that we could have a little ride on the prom :)
    This afternoon we went to the local park and spent about an hour playing tennis.
    Mum treated us again to a drink in the park :)


    My dad is outside now cutting my grass (bless him :) )

    Little list as follows
    :heart: Check banking/update spreadsheets/transfer money over to cover cc tomorrow Done
    :heart: Check FPL Done
    :heart: Check lucky phone Done
    :heart: Reached payout on p!necone so ordered a £10 cinema voucher Done
    :heart: Make DH's lunch for tomorrow Done
    :heart: Transfer money to my sis to cover COS/shopit shopping she's got for me this week Done
    :heart: General tidy round Done
    :heart: Strip spare bed ready to be washed before we have visitors next week
    :heart: Free entertainment tonight using Amazon trial Done and watching Hustle now.
    :heart: Tidy desk make sure I've not missed anything important Done most of it but need to do the filing tomorrow
    :heart: Tonights food from stores, continuing use up Done


    I'm spending the morning at home tomorrow so whatever I don't get done now will have to wait until the morning.


    Will try to catch up on everyone's news later tonight as I need to go and get the kids tea ready now.
    Following :money: to keep us debt free :j
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi Everyone
    A quiet day at work, home now & have just completed the milestone task of paying off CC2 in full, forever! It also puts me under the £4k mark for the first time in goodness knows how long. So thats a biggie too. I plan to do more debt slaying for August, but I need to be realistic too, so think I will proceed in stages.

    Foxgloves - Thats a good approach on your groceries. And if you feel you are already doing it most months anyway, then making it formal and stretching your savings target is a great thing to do. Wish you all the best saving for your new car!

    Someone else on a milestone moment - Princess! Well done you on CC1 being gone forever!

    Floella - Glad baby is good. How did mortgage appointment go?

    Maria - Miss Marple is cool. She rocked tweed didnt she. Have a great holiday.

    Ally - As ever, an impressive list. Hope the energy supplier will rebate you, I also really hope its a real saving. I think you may have seen my saga with First Utility, where they refunded me £300 last August, but then wacked it straight back on, which has put me in energy arrears trying to clear it ever since. I have 2 months to go till we clear it now.
    FVD had the same thing where she was told she had a £400 rebate when really it just meant no one had read her meter properly....Im sure you are not in the same boat, but I would just counsel checking 1 more time before asking for that balance.
    P.S you were right about the Mr T thing. Im really excited to see how we do on vouchers!

    Determined - Glad your childminder is being helpful & sympathetic. Worth their weight in gold a good one.

    Twiggy - You need to fit a revolving door at your place with all these guests/lodgers coming through :) hope OHs dad recovers well.

    Dawn - Happy anniversary!!! How many years is that?

    Lamarsi - Good for you keeping going!

    Right well, have to help son go through his Trunki tonight to see if hes actually packed anything useful to wear over the coming 3 days away. I think he's excited about the holiday & seeing his grandparents. His biggest ask to OH is that they can go fishing whilst down there, so I really hope they can both make some memories. Im sad that I wont be able to join in, but excited about having the house to myself for 3 days, me, bump & cat will be good enough company for one another.

    Right, off for now.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • twiggy86
    twiggy86 Posts: 2,683 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done on your milestone!!! I've also just gone under the £4k mark - such a good feeling!
    Bobarella wrote: »
    Twiggy - You need to fit a revolving door at your place with all these guests/lodgers coming through :) hope OHs dad recovers well.

    Yes I really think I do! Friend is over from Aus for a month and might stay with us for a few nights! And then end of September, original lodger is back from Thailand! Anyone would think I didn't like my OH!!! :rotfl:
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
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