0% credit card for bank overdraft?

Pixiegirl_2

Is it possible to transfer an overdraft (it's about £800) to a 0% credit card? Or does it have to be card to card?

Also would it be worth it with tranfser fees?

Currently paying about £4 a month interest (which isn't nice but not extortionate) and paying it off bit by bit when i can (mostly monthly)

Any help greatfully received.

I'm new btw!

Pixiegirl_2

anyone help?

DawnW

I was offered a BT and when I said I had no balance, they did say that I could use it for a loan. I am not sure all cards allow this, but this was suggested. I did not take up the offer at the time. Whether it is worth it or not depends on the terms or conditions of the particular card and loan, ie the BT fee and any early repayment fee for the loan.

toontastic

Virgin let you do this, it's called a super balance transfer. Just make sure they are charging you interest at a balance transfer rate and not at a cash transfer rate.