Questions about credit files

mitsygirl79

Hi we've been looking through our files and noted a couple of issues

1) Equifax are showing a previous address that we left in March 2006, should this be on there?

2) Equifax have the electoral date incorrect but others files and council have it right, should they alter this if I request it?

3) 10/11 years ago I had my surname changed by deed poll should my previous one still show on my file its only on the Equifax one?

4) noddle address links are on there that are 8 years old, should they be and also the information is wrong it has our current address as our previous address and vice versa?

5) Experian financial associations date of birth recorded wrong who's fault is this and does it make much difference if I don't correct it please?

Sorry for all the questions just want to check before I contact them what needs changing.

Experian_company_representative

Hi mitsygirl79

mitsygirl79 wrote: »

Hi we've been looking through our files and noted a couple of issues

1) Equifax are showing a previous address that we left in March 2006, should this be on there?

2) Equifax have the electoral date incorrect but others files and council have it right, should they alter this if I request it?

3) 10/11 years ago I had my surname changed by deed poll should my previous one still show on my file its only on the Equifax one?

4) noddle address links are on there that are 8 years old, should they be and also the information is wrong it has our current address as our previous address and vice versa?

5) Experian financial associations date of birth recorded wrong who's fault is this and does it make much difference if I don't correct it please?

Sorry for all the questions just want to check before I contact them what needs changing.

I can help with one of the question's you've asked which is point 5, if you could get in contact with us, if the information provided by your lenders regarding a financial association link is currently incorrect we will be able to query this on your behalf with them if it relates to an account and/or search.

We will also be able to address the issue if the wrong date of birth relates to any other section on your credit report.

To help answer your remaining questions you may want to contact the other credit reference agencies directly, their contact details are below:

Callcredit PLC:
Consumer Services Team,
PO Box 491,
Leeds,
LS3 1WZ

Equifax Ltd:
Customer Service Centre
PO Box 10036
Leicester
LE3 4FS

Regards
James Jarvis